Are you looking for an honest appraisal of your present auto and/or home insurance policy? Would you like to work with a trustworthy East Rutherford insurance broker, who can find the best rate from a variety of insurance companies? If so, then you are in the right place.
We, at East Coast Metro Insurance Agency LLC are known for our honest approach to finding the best insurance policy for you and your family. We are frank, straightforward and principled. And, if you want to bundle coverage, we are your one-stop shop to finding the best rates and coverage for you and your family.
Is there are any difference between insurance agents and insurance brokers? You bet there is.
An insurance agent works for the company that employs them and therefore they usually represent only one carrier, the carrier they work for. The agent is only allowed to sell the policies from that particular company and as such, the insurance agent can only provide coverages that carrier decides to make available.
An insurance broker represents the client.
As an insurance broker we represent you, the client, not the carrier. We look after what’s in your best interest. We have access to multiple insurance companies, so we can find the best rates and policies and coverages to meet your needs. We have the flexibility to compare policies from many different carriers and find the best fit for you, even if your home and auto are insured by different carriers.
Our clients choose East Coast Metro Insurance Agency LLC for Homeowners Insurance in East Rutherford for the following three reasons:
At large insurance agencies, you might get lost in the mix. The insurance agents might even forget your name. You don't have to worry about that at East Coast Metro Insurance Agency LLC.
We are a small agency with big agency chops. We are direct in trying to get the best insurance policy for you. We believe our job is to explain the pros and cons, not to pressure potential clients in buying more policy than they need or cutting corners and leaving major gaps in their protection, just to get to a premium you want.
When you sit down with us and we will assess your insurance needs. If your policy is lacking, we will point it out.
We won't try to sell you a policy, if it is not in your best interests. If we can’t either save you money or improve significant holes in your current coverage, we will tell you so.
We have been licensed since 2000, providing us with almost two decades of experience selling Homeowners Insurance in East Rutherford. Our consultative approach and lack of high pressure tactics, has helped us grow to where we are today and is a huge reason our clients refer us to their friends and family for homeowner’s insurance in East Rutherford, NJ.
Trust is not given, it is earned. (We have all hear that before.) Here at East Coast Metro, we live by that motto. We are upfront and transparent. What you see is what you get.
We like to educate our clients about the insurance industry specifically how insurance is about risk management. We’ll help you to understand your risk tolerance, talk about how much risk you want to take on and how much risk do you want to pass on to the carrier.
For example, risk is involved in your choice of deductibles. A high or low deductible is all based on your own risk tolerance. We can sit down and provide you with a realistic risk assessment regarding Homeowners Insurance in East Rutherford.
We're there for you when you need us.
We care about you. We want to fulfill your insurance needs, so everyone in your family can sleep better at night. We are easy to reach. Just call us at East Coast Metro Insurance Agency LLC to discuss your options.
We write a ton of Homeowners Insurance in East Rutherford at East Coast Metro Insurance Agency LLC. We specialize in single family dwellings, multifamily homes and condominiums.
But, if you want to bundle other insurance policies, we can do that too.
We're not a one-trick pony.
We are your one-stop shop for insurance. We’ll help you save money by bundling your home, auto and other insurance policies together. We offer a full line of consumer insurance, along with business insurance.
Can we save you money? Give us a call and we can compare policy rates and coverage. We are your comprehensive insurance broker in East Rutherford, New Jersey.
When you want to work with a principled, consultative home and auto insurance broker in East Rutherford, NJ count on us at East Coast Metro Insurance Agency LLC. We can sit down with you and give you a true assessment of your present insurance policy coverage and discuss your risk tolerance.
We’ll do the legwork and compare insurance policies to find the best fit for you. We work for you, not the insurance companies. Call us today to have your Homeowners Insurance in East Rutherford, NJ needs met.